Tennessee Housing Market 3rd Quarter 2013

http://capone.mtsu.edu/berc/housingbrief.html 

"On balance, the housing market in Tennessee improved during the third quarter of 2013 but at a slower pace than in previous quarters...." Read more in Tennessee Housing Market published by the Jones College Business and Economic Research Center.

"Coachepreneur" Speaks on Campus

MTSU alumnus Micheal Burt, self-titled "coachepreneur," told students that in order to get ahead in the job market they would have to “look different and run faster." The author of Zebras & Cheetahs: Look Different and Stay Agile to Survive the Business Jungle, Burt spoke on campus during Global Entrepreneurship Week. [article] (Photo by MTSU Photographic Services)

Jones College Calendar

A new calendar of events on the Jennings A. Jones College of Business website details when and where things are happening throughout the college. [calendar]

Study Shows Consumer Confidence Falls

Jones College's Office of Consumer Research found that consumer confidence fell in Dec. from a two-year high in Sept. [article]

Student Business Idea Competition

Congratulations to the top three winners of MTSU’s first Student Business Idea Competition, shown here accepting cash prizes for their proposals. [article]

Left to right: John Mullane, Management and Marketing; Ralph Williams, Management and Marketing; sophomore Theresa Daniels, third place; David Urban, dean of Jones College of Business; senior Wes Compton, first place; senior Ryan Egly, second place; and  Patrick Geho, executive director of  Tennessee Small Business Development Center. (MTSU photo by J. Intintoli)

Ruthies: Hollman Named Favorite MTSU Professor

David Urban, dean of Jones College of Business, at right, congratulates Ken Hollman, Martin Chair of Insurance, who placed first in the "Favorite MTSU Professor" category of the Daily News Journal's 2013 Ruthies Awards.

Students Teach in Flipped Classroom

"Professor Jackie Gilbert observes intently as [students] busily discuss last-minute PowerPoint details for her EXL 3610 Principles of Management course, which she has transformed into a 'flipped classroom' of students teaching students.... [more]."

Global Entrepreneurship Week Nov. 15-23

"The Nov. 15-22 event will feature a series of guest speakers coming to campus to share expertise on topics ranging from how to glean commercial ideas from research to pursuing entrepreneurship following a corporate career.... [more]."

[speakers schedule]

Tennessee's Business: Innovation

http://capone.mtsu.edu/berc/tennbusiness.html 

Tennessee's Business, published by the Business and Economic Research Center, celebrates innovation in its latest issue, based on the MTSU University Honors College spring lecture series. Topics include 

• alternative fuel for commuting (by Cliff Ricketts),
• the challenges of a global economy (by Pete Barile), 
• the impact of technology on society (by H. Lee Martin), and
• finding your leadership strengths (by Deana Raffo, Department of Management and Marketing).

[more]

Student Business Plan Competition

http://www.mtsu.edu/businessidea/rules.php 

Students can submit ideas for a business to be entered in a competition for cash prizes. Deadline is Friday, November 15. [rules and entry form]

Henderson Wins Innovative Excellence Award

Ronda Henderson, Department of Business Communication and Entrepreneurship, received the 2013 Award for Innovative Excellence in Teaching, Learning, and Technology. The competition was open to the entire university.

Henderson will represent  Jones College and MTSU at the International Conference on College Teaching and Learning in Ponte Vedra Beach, Florida, in March, where she will make a presentation about her work and be honored at a special awards ceremony, which will include the presentation of a trophy.  She will also be the MTSU nominee for the Ernest L. Boyer International Award for Excellence in Teaching, Learning and Technology.

Favorite Professor

Ken Hollman, Martin Chair of Insurance, won first place in the Daily News Journal's Ruthie Awards in the "Favorite MTSU Professor" category.

Global Commerce

Global Commerce: Tennessee and the International Economy, produced by the Business and Economic Research Center, received the 2013 award of excellence in electronic publications from the Association for Business and Economic Research. The quarterly online newsletter about Tennessee's exporting activity is written by Steven Livingston and designed and edited by Sally Ham Govan.

Economic Outlook Presentation

BERC director David Penn's presentation from the annual Jones College Economic Outlook Conference September 27: [View as pdf | View as ppt]

Accounting: Meet the Firms

The Department of Accounting's Meet the Firms networking event for accounting majors is today, Sept. 5, in the James Union Building, Tennessee Room, from 5 to 7 p.m. Twenty-five firms and other organizations are scheduled to participate.

Jones College Annual Report

The Jones College of Business Annual Report 2012–2013 is available online now, viewable as either downloadable pdf or in a Flash page-flip view.

Registration: Economic Outlook Conference

https://www.onlineregistrationcenter.com/register.asp?m=203&c=23413  

Registration is open for the annual Jones College Economic Outlook Conference on September 27 in the new Student Union Building on the MTSU campus.

registration:
https://www.onlineregistrationcenter.com/register.asp?m=203&c=23413  

brochure:
http://capone.mtsu.edu/berc/pdfs/EOC2013.pdf  

Registration and Brochure: Economic Outlook Conference

Registration is open for the annual Jones College Economic Outlook Conference on September 27 in the new Student Union Building on the MTSU campus.

registration:
https://www.onlineregistrationcenter.com/register.asp?m=203&c=23413  

brochure:
http://capone.mtsu.edu/berc/pdfs/EOC2013.pdf  

Urban Becomes New Dean July 1

Urban, previously the executive associate dean and a marketing professor at the School of Business at Virginia Commonwealth University in Richmond, Va., succeeds Jim Burton, who has served as dean for 14 years. [more]

Research on Income Inequality

Income inequality in the U.S. is more permanent than it is subject to periodic fluctuations, according to a study by Jason DeBacker, Economics and Finance. [more]

Civility in the Workplace

Students of professor Jackie Gilbert, Management and Marketing, presented proposals for a corporate civility policy to Nissan executives. [Read more]

At left, Dr. Jackie Gilbert stands with the winning student team, Hagar & Co. Management Consulting. Team members are, from left, Micah Hull of Murfreesboro; Jordan Hager of Nashville; Travis Brewer of Los Alamos, N.M.; Marlyn Botros of Nashville; and Francisco Melgar of Los Angeles.

Tennessee Housing Market Report

http://capone.mtsu.edu/berc/housingbrief.html 

Job creation accelerated in the 1st quarter, but the housing market did not. Read details in the new report by David Penn, director of the Business and Economic Research Center.

[Download pdf]    [See Flash page-flip view]

Alum's Nobel Prize Returns to MTSU

http://www.dnj.com/article/20130508/NEWS07/305080038 

MTSU alum James M. Buchanan's 1986 Nobel Prize in Economic Sciences is returning to campus in a ceremony honoring his life. [Read more at Daily News Journal ]

BERC Nashville Nonprofit Sector Economic Study

The nonprofit sector contributed $20.9 billion to the regional economy in 2011, according to a study by our Business and Economic Research Center for the Center for Nonprofit Management.

[ See Tennessean article  |  download entire study pdf ]

Tatum Voted Association for Corporate Growth Vice Chair

Doug Tatum, holder of the Wright Travel Chair of Entrepreneurship, was voted vice chairman for 2013-2014 of the Association for Corporate Growth at the group’s annual conference in Orlando, Fla. [Daily News Journal]

Students Dress For Success with Raiders' Closet

NewsChannel5.com | Nashville News, Weather

Survey of Graduating Students

The Career Development Center is collecting data. MTSU undergraduate and graduate students who are graduating in May 2013 are encouraged to complete the survey regardless of your employment status. [Take survey.]

Former Economics Prof to Receive Congressional Gold Medal

http://mtsunews.com/yunus-congressional-gold-medal/ 

"Dr. Muhammad Yunus, who won the Nobel Peace Prize in 2006, will be presented with the Congressional Gold Medal at 11 a.m. EDT Wednesday, April 17, at a ceremony in the U.S. Capitol rotunda. From 1969 to 1972, Yunus was an assistant professor of economics at MTSU, where he taught both macroeconomics and microeconomics." [Read more....]

Marketing and Management Boulevard Trivia

How much do you know about management and marketing careers? Management and Marketing students and faculty are invited to play Boulevard Trivia on Tuesday, April 16, from 3 to 5 p.m. at the Boulevard restaurant, 2154 Middle Tennessee Blvd. There will be lots of prizes, deals on food, and fun.

Raiders' Closet Dress for Success Fashion Show

The Raiders' Closet Dress for Success 2013 Spring Fashion Show will be May 1 in the State Farm Room, Business Aerospace Building Room S102, from 7 to 9 p.m.  The event is sponsored by Belk, Men's Wearhouse, and Jos. A. Bank.

About Raiders' Closet 

Do you have business clothing you can no longer wear that is taking up closet space? MTSU students often lack the appropriate professional attire needed to create the best impression in an interview or internship setting. Many students simply cannot afford the cost of a business suit. You can donate your gently used, professionally dry-cleaned men’s and women’s business attire (suits, shirts, slacks,  blouses, ties, skirts, jackets, and scarves) to MTSU students in need.

Students who receive your clothing donations will be able to participate in interviews, internships, job fairs, and formal presentations because they will have the necessary professional business attire.

Donated items must be dry cleaned and on hangers. Men’s shirts must be folded for shelf storage. All clothing donations must be professional business attire.

Note: Raiders’ Closet reserves the right to refuse to receive/accept clothing donations that are not professional business attire.

To make a clothing donation, please contact:

• Jaye Kiblinger, Raiders’ Closet Coordinator:  (615) 898-2902
• Dr. Virginia Hemby: (615) 898-2369

Drop off:

BCEN Department
Jones College of Business
BAS N429

Note: Raiders’ Closet now has a Foundation account  for tax‐deductible monetary donations.

Gifts-in-kind donations are handled through MTSU Development and Foundation Office.

• Instructions for Gifts-in-Kind donations 
• Raiders' Closet
• Business Communication and Entrepreneurship

Arik to Present Macroeconomic U.S. Outlook

Business and Economic Research Center Associate Director Murat Arik will give a macroeconomic U.S. outlook presentation at the C2ER (Council for Community and Economic Research) conference in Nashville on May 22. [conference registration information]

MTSU Enactus Team Named Regional Champions

Congratulations to MTSU's Enactus team members, named Regional Champions in Atlanta competition April 2. They will compete in May at the national competition in Kansas City.

Students on the Enactus team are: Eric Brinson, Jijin Deng, Ashley Garth, Sarah Hamilton, Rajan Khurana, Brittany Page, Raquel Pulecio, Jessica Scott, Wykeesha Sims, and Eric Wedgworth.

Laura Buckner and Jean Wilson (Management and Marketing) are faculty sponsors. 

Enactus was formerly named SIFE (Students in Free Enterprise). The name change highlights its longstanding commitment to using entrepreneurial actual as a catalyst for progress. 

New American Marketing Association Chapter

A chapter of the American Marketing Association will launch at MTSU this fall. Information sessions about the benefits of joining AMA will be in BAS S273 at these times:

• Thursday, April 4, 2:30 p.m.; 
• Monday, April 8, 5 p.m.; 
• Wednesday, April 17, 11 a.m.; 
• Tuesday, April 23, 5 p.m. 

Senate Joint Resolution Honors Dean Burton

Dean Jim Burton receives a framed copy of Senate Joint Resolution 139, sponsored by State Senator Jim Tracy and State Representative Joe Carr, in the Senate Chambers of the Tennessee State Capitol on April 2. The resolution honors and commends Dr. Burton "for his contributions to Middle Tennessee State University,  as dean of the Jennings A Jones College of Business." [complete text]

Pictured from left to right are State Senator Bill Ketron; Dr. Burton's wife, Nancy; Dr. Burton; Senator Tracy; and Dr. Burton's granddaughter, Reese Wrather, grandson Gavin Wrather; daughter, Robin Wrather; and son-in-law, Jason Wrather. Speaker of the Senate and Lieutenant Governor Ron Ramsey is on the dais.

Marketing Charity Golf Scramble

The Modern Woodmen Fraternal Student Chapter of MTSU and MTSU's Marketing Senior Seminar students invite you to their 2013 Charity Golf Scramble on Sunday, April 21, at 1:30 p.m.

• Shotgun Start 4-man Scramble: $300 per team* or $75 per person*
  (Fee includes lunch, cart fee, range balls, goody bag.) 
• Cash prizes for the winning teams! Mulligans available for purchase. 
• Prizes, Prizes, Prizes: Long Drive, Closest to the Pin, Putting Contest
  (First 36 PAID teams will be registered. )

Hole Sponsorships are available for $50 each, and customized sponsorship packages are available upon request.

All proceeds go to the support of a local non-profit child care facility, Wee Care Day Care, which serves the Murfreesboro community.

Wee Care Day Care provides affordable childcare services to families in need with children between six months and five years of age. The center relies on donations from the community to help provide their valuable service. The center is in need of renovations for their facility, updated central heat and air, and new equipment for learning activities. It is located at 510 S. Hancock Street, Murfreesboro.

For information:

• Weston Beckwith
  Executive Project Manager
  (615) 653-6369
  westonbeckwith@gmail.com
• Jean Wilson
  MTSU Faculty Advisor
  (615) 898-2436
  Jean.Wilson@mtsu.edu

[Department of Management and Marketing]

Urban Chosen New Dean

David J. Urban will be the next dean of the Jones College of Business. Urban, who starts on July 1, is currently executive associate dean and a marketing professor at the School of Business at Virginia Commonwealth University in Richmond, Va. [more at Daily News Journal]

MTSU Modern Woodmen Fraternal Chapter Silent Auction for Wee Care Day Care

Modern Woodman Fraternal Chapter of MTSU is cosponsoring a silent auction to benefit Wee Care Day Care. Items range from an autographed The Band Perry poster to a night out at a Predators' game along with all the gear.

The auction will be held at MTSU in the Suntrust Room N127 of the Business and Aerospace Building on March 28 from 4 to 6 p.m. and on March 29 from 11 a.m. to 1 p.m. All proceeds go to benefit Wee Care Day Care.

For more information, contact Jean Wilson, faculty advisor (jean.wilson@mtsu.edu).

 

Workforce Development Rutherford

http://capone.mtsu.edu/berc/tennbusiness.html 

Tennessee's Business features initiatives by:

• Rutherford County Chamber of Commerce
• Business Education Partnership
• State Collaborative on Reforming Education
• Destination Rutherford
• MTSU Engineering Technology Advisory Committee
• Tennessee Department of Education

Tennessee's Business is published by the Business and Economic Research Center.

MTSU Spring Alumni Weekend

MTSU Alumni Spring Weekend is April 19-21! [agenda]

Management and Marketing BEST Career Fair

Students with an interest in management and marketing positions will have the chance to meet with employers through speed networking at the Business Exchange for Student Talent on March 27 from 1 to 4 p.m. in the Student Union ballroom. The event is sponsored by Management and Marketing faculty. 

For more information on the event, participating employers, and how to prepare for networking: http://www.mtsu.edu/career/best.php

Chair of Insurance Golf Tournament

Title sponsor BlueCross BlueShield of Tennessee announces:

29th Annual Tommy T. Martin Chair of Insurance 

Invitational Scramble Golf Tournament

• Tuesday, April 16
• Champions Run Golf Course
• 14262 Mount Pleasant Road, Rockvale, TN

The sole purpose of this tournament is to raise money to fund scholarships for students enrolled in the MTSU insurance program. Students are selected on the basis of scholastic achievement, leadership potential, and dedication to the insurance business. We hope you’ll join us for a great day on the course to support this important educational effort.

• Golf Tournament Brochure (pdf)
• Participation Form (pdf)
• Player Registration Form (pdf)

[Martin Chair of Insurance]

Bloomberg Career Assessment for Students

Bloomberg is coming to campus Friday, March 29, to run a career assessment for students who may be thinking about a future in business or finance. The Bloomberg Assessment Test (BAT) is an opportunity to further your professional development. All students and majors are welcome, provided you have an interest in connecting to firms who are looking for great individuals. 

The goal of the BAT is to match student strengths with employer needs, so you do not need to be an expert in all sections of the test. Bloomberg has relationships with over 20,000 global companies that are actively using the test score data to fill full-time and internship opportunities. 

• What: Bloomberg Assessment (screens students for careers in finance, economics, or business) 
• When: Friday, March 29, 9 a.m. or 1 p.m.
• Cost: free for undergraduate and graduate students
• Register: https://talentsearch.bloomberginstitute.com/

The BAT consists of 11 sections measuring finance aptitude and career skills with topics ranging from economics, analytical reasoning, and math to investment management and verbal skills. The BAT assesses your strengths and weaknesses for a career in business or finance. After taking it, your scores are anonymously entered in the Bloomberg Talent Search, which is used by employers to source top talent. All results are anonymous, and you maintain control over which employers can see your information. 

The BAT can also be leveraged to enhance your resume and social media profiles. Highlighting your participation in the BAT will differentiate you from thousands of other candidates by demonstrating and reinforcing your abilities in front of employers.

Beta Alpha Psi Accounting Honors

MTSU accounting students co-hosted the regional meeting in Nashville of national honor organization Beta Alpha Psi Feb. 22-23 for over 300 attendees from colleges and universities throughout the Southeast. Congratulations to our competition team members Chris Hanvy, Emily Haynes, and Brooke Lamb for winning first place in the innovation category and earning the right to compete at the national meeting.

Meet the Departments

Meet your Jones College of Business faculty, and learn everything you wanted to know about our business majors and minors.

• March 19, 4 - 6 p.m.
• BAS South 2nd floor atrium and classrooms

Choose up to three information sessions: 4:20, 4:50, and 5:20 p.m.

Refreshments will be served.

Accounting | Business Communication and Entrepreneurship | Communication Information Systems | Economics and Finance | Management and Marketing

Business and Economic Research Center News

www.mtsu.edu/berc 

Tennessee Housing Market 4th Quarter
The housing market continues to improve, especially single-family homes. [more]

Expectations for Nashville Economy
David Penn's presentation to Nashville Risk Management Association Feb. 14
[presentation pdf]

Tennessee Economic Indicators

• Seasonally adjusted initial claims for unemployment insurance in TN increased in Jan. following a large decline in Dec. The less volatile trend continues to show improvement, however. 
• Permits issued for single-family home construction in TN fell again in Dec, the 2nd monthly decline following a large increase in Oct. The trend continues to show improvement. 
• Tennessee unemployment rate remained at 7.6% in Dec., down from 8.5% a year ago. 
• Seasonally adjusted nonfarm employment for TN gained 3,000 jobs in Dec. from the previous month. Over the year, nonfarm employment has gained 36,400 jobs, up 1.4%.
  
• State sales tax collections up 5.1% in Dec. over the year (seasonally adjusted), the largest rise since June 2012. 

Graphs: Tracking Tennessee's Economic Recovery | MSA | County

Economics Guest Speakers

On Tuesday, March 5, at 7 p.m. in the Business and Aerospace Building's State Farm Room (BAS S102), Dennis Coates of the University of Maryland, Baltimore County, will speak on sports economics and public financing of sports stadiums. Dennis Coates will be hosted by the Department of Economics and Finance and the Economics Club.

On Wednesday, March 20, at 7 p.m. in the State Farm Room (BAS S102), Matthew Yglesias, an economics blogger and journalist for Slate.com, will speak about housing regulation, rent control, zoning laws, and his latest book, The Rent is Too Damn High. Matthew Yglesias will be co-hosted by the School of Journalism, the Distinguished Lecture Fund, and Economics Club.

On Monday, April 22, at 7 p.m. in the State Farm Room (BAS S102), Don Boudreaux of George Mason University (and cafehayek.com) will speak about the life and contributions of Nobel Prize winner and MTSU alumnus James M. Buchanan, who passed away January 9, 2013. Boudreaux will be hosted by the Department of Economics and Finance, the Economics Club, and the Honors College. The Honors College awards the James Buchanan Fellowship to 20 undergraduate applicants each year in his honor.  [See Boudreaux's tribute to Buchanan from the Wall Street Journal.]

All of these events are open to the public. Each lecture will be an hour long, with a 15-minute question-and-answer session afterward.

For information, contact Michael Hammock [Michael.Hammock@mtsu.edu].

Tatum Speaks at Entrepreneur Event

Doug Tatum, Wright Travel Chair in Entrepreneurship

"Frazier & Deeter and the Oxford Center for Entrepreneurs sponsored an entrepreneur event on January 25 in Nashville. Speakers included Bo Burlingham, Cliff Oxford, and Doug Tatum. Tatum is the holder of the Wright Travel Chair in Entrepreneurship. He is a recognized expert on capital markets and entrepreneurial growth businesses, having testified before Congress on more than one occasion concerning the financing issues faced by growing companies. He was the founder and Chairman of the nation’s largest executive services firm, Tatum, LLC. Tatum is also the Chairman of Newport Board Group and its affiliated private equity firm, Evolution Capital partners. Tatum’s ideas concerning growth companies, private equity and the capital markets have been cited by leading media including Inc. Magazine, The Financial Times, New York Times and MSNBC." [Read more] 

[photo slide show]

Midstate Consumers More Upbeat about Economy

http://mtsunews.com/consumer-survey-results-jan-2013/ 

Local consumers have become more optimistic about the future of the U.S. economy, according to MTSU's Office of Consumer Research [Tim Graeff, director, Management and Marketing]. [more]

Deloitte Accounting Professorship

MTSU’s Zeta Gamma Chapter of Beta Alpha Psi (BAP), international accounting honorary organization for accounting students, held a special meeting on January 22. The chapter had invited the accounting faculty to attend to introduce themselves, and candidates for membership from fall 2012 were initiated. The highlight of the meeting was the announcement by Deloitte, one of the “Big 4” CPA firms in the United States, of its new Deloitte Foundation Professorship at MTSU. In attendance were five partners and directors from the firm’s Nashville office:

• Jim Biagini, a director with the Deloitte Tennessee audit practice, who has more than 22 years of experience in accounting and auditing. He received his accounting education from MTSU, and he is a BAP chapter past president.
• Donald Fields, an advisory director with the Deloitte Tennessee advisory practice, specializing in risk controls and consulting. He holds an MBA degree from the MTSU Jones College of Business.
• Kevin Moore, a partner with Deloitte and the professional practice director of the Deloitte Tennessee audit practice. He has nearly 30 years of experience in accounting and auditing and is a graduate of Creighton University in Omaha, Nebraska.
• Tom Walker, an audit partner in the Nashville practice. He is an MTSU graduate and has been a partner for almost 20 years. He is a past member of the MTSU Accounting Advisory Board.
• Lisa Nix, a managing director with Deloitte’s national Life Sciences & Health Care mergers and acquisitions transactions services practice. She has over 20 years of public accounting experience and over 10 years of experience leading the health care services teams for strategic and financial buyers. She is an MTSU graduate and past president of the BAP chapter. A member and past chair of the Accounting Advisory Board, she heads its Board Development Committee.

Deloitte's Lisa Nix, right, recognizes

Terry Ward, past holder of the

Deloitte Foundation Professorship.

Nix introduced Paula Thomas as the new holder of the Deloitte Foundation Professorship. Thomas has taught at MTSU for more than 25 years and is past chair of the Department of Accounting. She is from Fayetteville, Tennessee, and earned her D.B.A. from Mississippi State University in 1988.

Nix also recognized the past holder of the Deloitte Foundation Professorship, Terry Ward, who has taught at MTSU for over 18 years. From Blackberry Creek, Kentucky, Ward received his Ph.D. from the University of Tennessee in 1991. He held the professorship from its creation in 2006 to 2012.

Paul Thomas, left, named holder of the Deloitte Foundation Professorship, 

talks to Deloitte's Jim Biagini, center, and Tom Walker.

Career Tuesday

The first in a new series called Career Tuesday will be held on Tuesday, February 5, from 4:30-6 p.m. in the SunTrust Room (in lobby area of BAS North). Refreshments will be served.

The company taking part in our first event is Nissan. Tim Fallon, an MTSU alum, will be representing the company. Topics of discussion will include:
• Nissan’s culture
• The hiring process
• Typical career paths
• Expectations for high performing employees

Drop by as you can - hope to see you there!

Planning in Middle Tennessee

Tennessee's Business

http://capone.mtsu.edu/berc/tennbusiness.html 

Tennessee's Business magazine on planning in middle Tennessee features articles on Cheatham, Davidson, Robertson, and Williamson counties as well as the city of Columbia. Cumberland Region Tomorrow articles explain collaborative planning efforts in the region.

[table of contents]

Earnings Widen between College and High School–Only Grads

"In Tennessee, for example, the median income for a worker with a bachelor's degree ($43,804) is 71 percent higher than for a worker with only a high school diploma ($25,540)."

— Nashville Business Journal [read more]

A New Philosophy of Leadership

From the Economist:

"In this humility-driven vision of leadership, business schools need to shift their centre of gravity away from economics, finance and dreams of individual fortune. We need to teach future leaders to reflect and critique—that there are alternatives to theories that they accept, without question, because they speak to their self-interest.

The main challenge is how to reflect this in the MBA. Two strategies are possible...." [see article]